We simply (and securely) transfer the payment details of the payment request from the person wanting payment to the person making payment. The payer then approves directly within their own bank app or online banking, meaning that no bank login information is ever shared.
This is digital payments done the secure way.

In order to ensure integrity for all users of BOPP, we make sure that the only bank details that can be shared with a Payer have come directly from a bank-verified account and not simply typed in by the Payee.

When making a payment using BOPP you will simply have to identify the bank you wish to make the payment from. BOPP will direct you to your banking app where you will need to consent to this payment, BOPP will then execute the payment. BOPP cannot execute payments on your behalf without your express consent in your banking app.